If you have asthma, having the right health insurance can make a big difference in getting the treatments you need more easily. Asthma treatments are divided into long-term medicines for control and short-term “rescue medications” for symptom relief. Allergy medicines can also help those whose asthma is triggered by allergies. Common medicines like corticosteroids reduce inflammation in the airways, while newer biologics interfere with inflammation at the source.
When choosing health insurance, it’s important to consider if the provider network includes asthma specialists, if the necessary drugs are covered, how coverage decisions are made, the process for getting coverage, medication costs, policy on covering new treatments, and access to specialty pharmacies. Make sure you understand what your health insurance covers to avoid any surprises in the future.
