Getting diagnosed with cancer brings up many questions and concerns. While focusing on prognosis, treatment options, and specialists may be top of mind, the financial aspect of cancer care is becoming increasingly important.
Dealing with the costs of cancer can be overwhelming, as they can quickly accumulate and catch many people by surprise. It’s important to understand the different types of cancer-related expenses you may encounter.
Different types of cancer-related costs
There are various forms of cancer costs, including direct medical costs, which typically include tests, medications, procedures, surgeries, and some supplies. Insurance is expected to cover most of these costs if deemed medically necessary.
Aside from direct medical expenses, there are other costs like specialized foods, home health care, travel expenses for treatment, caregiver costs, and the opportunity costs of lost income, which can all contribute to the financial burden of cancer care.
Coping with the stress of cancer-related financial challenges
Managing the stress of cancer costs is essential, as it can be overwhelming. Asking for help and seeking support from loved ones can alleviate some of the burden. Additionally, seeking therapy or mental health care can help deal with the emotional strain of financial challenges.
Easing cancer-related financial burdens
For those without health insurance, the costs of cancer treatment can be overwhelming. However, there are options available, such as enrolling in the federal Marketplace or state programs, seeking financial assistance from hospitals, and exploring community resources or fundraising campaigns for support.